Downsizing is rarely just about the number of rooms; it's often driven by practical, day-to-day realities like stairs, maintenance burden, and the distance to the people and services you rely on.

This checklist helps you objectively evaluate your current home’s usability, comfort, and safety—especially if you plan to stay there for the next 5 to 10 years.

The checklist covers:
– Mobility and Access: Entry steps, stairs inside, bathroom layouts, and laundry access.
– Safety: Lighting, trip hazards, emergency access, and necessary repairs.
– Lifestyle: Distance to medical care, family, groceries, and social activities.
– Maintenance Burden: Time and cost spent on yard work, roof care, and system upkeep.
– Future-Proofing: An assessment of how the home would function if mobility changed.

It’s a valuable tool to share with family or use with your financial advisor to determine if your current home is a long-term asset or if planning for a move should begin now.