It’s easy to get lost in opinions and online calculators. Before you worry about programs or interest rates, five questions usually tell us how close you are to buying.

This one‑page roadmap walks you through those questions and gives you space to write down honest answers.

What’s in this roadmap:
– Five key questions about your income, rent, savings, debt, and timeline.
– Room to note what’s solid and what needs work.
– A quick checklist of actions if you’re “close,” “6–12 months out,” or “not yet.”
– A reminder of where down‑payment assistance and loan options can plug into your plan.

When you’ve answered the questions, you’ll know whether you’re:
– Ready to start looking now,
– 6–12 months from being ready, or
– Better off focusing on a few specific steps first.